Cashflow support for growing businesses.
Working capital and business funding options compared and explained clearly, so cashflow gaps don't hold your business back.
Who it may suit
- SMEs managing seasonal or short-term cashflow gaps
- Businesses funding stock or supplier payments
- Business owners considering expansion
Common uses
Possible finance structures
The right structure depends on your situation.
Secured business finance
Finance secured against a business or personal asset, which may support a more competitive rate.
Unsecured business finance
Finance without a specific asset offered as security, generally assessed on business performance.
Debt consolidation
Combining existing business debts into a single facility, subject to lender assessment of your situation.
This is general information, not tax advice — please speak with your accountant about which structure suits your situation.
Frequently asked questions
Do I need to provide full financials upfront?
No — the initial enquiry only needs basic information. More detailed documentation is only requested once we've identified suitable options.
Is business finance the right choice for every cashflow gap?
Not always — we'll discuss your situation honestly, and won't recommend borrowing that isn't likely to suit your business.
Do I need to offer an asset as security to qualify?
No — unsecured options are available and are generally assessed on your business's performance rather than a specific asset. Secured options may suit businesses wanting a more competitive rate.
How quickly can business finance be approved and funded?
Finance can be approved in as little as 24 hours, however, turnaround depends on the lender and complexity of applications.
Ready to talk about business & cashflow finance?
This information is general in nature. We aim to avoid recommending unnecessary borrowing. Lending criteria, structure and approval are determined by individual lenders.